Low Credit Loans has partnered with multiple lenders making it easy for you when you need that extra cash in a hurry.  We have catered for all credit scores with some of our lenders having a lower credit requirement. Quick and Easy online applications from the comfort of your home.

Finding Credit Providers that offer quick and easy assistance online. Choose the option that best suits your needs. No Obligation or hidden costs.

Representation example:

Estimated repayments of a loan of R30 000 over 36 months at an interest rate of 24.50% APR including a monthly service fee of R69 and an initiation fee of R420, would be R1264,67 per month.

Low Credit Loans is an online loan broker and not a lender. Our service is free, and we work with NCR licensed lenders in South Africa. Interest rates charged by lenders can start as low as 18% with a maximum APR of 32%, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicants’ credit score and other factors at the lender’s discretion. Repayment terms can range from 1 – 72 months.

Non-payment
Non-payment of your account will result in additional costs and service fees from the lender. If you fail to make payment, your account will be handed over to an external collection company.

Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.

Renewals
Once your Loan is Paid up, you may re-new your Loan. When you renew a loan, it will be seen as a new loan and therefore the same interest and rates will apply for the new loans.