High Approval Loans         Low Credit Score can Apply

Get Fasta Cash in your Bank Account Today, with 3 months to Pay

 Pay Day Loan up to R6000 with 30 days to Pay

Up to R5000 in your account by 5pm if you apply before before 1:00pm

About US

The Secret of Success

Low Credit Loans has partnered with multiple lenders making it easy for you when you need that extra cash in a hurry.  We have catered for all credit scores with some of our lenders having a lower credit requirement. Quick and Easy online applications from the comfort of your home.

A few things we’re great at

Finding Credit Providers that offer quick and easy assistance online. Choose the option that best suits your needs. No Obligation or hidden costs.

Representation example:

Estimated repayments of a loan of R30 000 over 36 months at an interest rate of 24.50% APR including a monthly service fee of R69 and an initiation fee of R420, would be R1264,67 per month.

Low Credit Loans is an online loan broker and not a lender. Our service is free, and we work with NCR licensed lenders in South Africa. Interest rates charged by lenders can start as low as 18% with a maximum APR of 32%, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicants’ credit score and other factors at the lender’s discretion. Repayment terms can range from 1 – 72 months.

Non-payment of your account will result in additional costs and service fees from the lender. If you fail to make payment, your account will be handed over to an external collection company.

Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.


Once your Loan is Paid up, you may re-new your Loan. When you renew a loan, it will be seen as a new loan and therefore the same interest and rates will apply for the new loans.

Personal Loans with up to 72 months to Pay. Interest Rates from 5% – 32% APR. Loans are approved on affordability. Low Credit Score, you may still qualify

Short Term Loans with repayments terms from 3 – 6 months up to R8000

Pay Day Loan or 30 day Loan for those emergency situations. You can renew the loan once it is paid up. 

Client Testimonials

Don’t take our word for it – here’s what our clients say:

Thank you Guys. did not expect to get approved…really appreciate the service

I was contacted after two days but very happy I got a loan

Wow…great service

I received my cash after 1 day…thank you very much

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